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var(--transition);background:#fff;flex-direction:column;display:flex;overflow:hidden}.button-box:hover{box-shadow:var(--shadow-md);border-color:#b7d3df;transform:translateY(-5px)}.button-box-media{background:var(--surface-soft);height:205px;overflow:hidden}.button-box-icon{object-fit:cover;width:100%;height:100%;transition:transform .5s}.button-box:hover .button-box-icon{transform:scale(1.045)}.button-box-content{flex-direction:column;flex:1;padding:1.3rem 1.35rem 1.5rem;display:flex}.button-box-title-row{justify-content:space-between;align-items:flex-start;gap:1rem;display:flex}.button-box-title{margin:0;font-size:1.12rem}.button-box-arrow{width:2rem;height:2rem;color:var(--blue-dark);background:var(--surface-blue);transition:color var(--transition), background var(--transition), transform var(--transition);border-radius:50%;flex:none;place-items:center;display:grid}.button-box:hover .button-box-arrow{color:#fff;background:var(--blue-dark);transform:translate(2px,-2px)}.button-box-description{color:var(--text-muted);margin-top:.65rem;font-size:.85rem;line-height:1.65}@media (width<=960px){.button-box-row{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=580px){.button-box-row{grid-template-columns:1fr}.button-box-media{height:min(58vw,235px)}}.logo-line{max-width:var(--content-width);min-height:74px;padding:1.2rem var(--page-gutter);border-block:1px solid var(--border);background:#fffc;justify-content:space-between;align-items:center;gap:clamp(1rem,3vw,2.5rem);margin:0 auto;display:flex}.static-item,.marquee-item{place-items:center;min-width:70px;display:grid}.marquee-item{margin:0 1.2rem}.logo-image{object-fit:contain;filter:grayscale();opacity:.58;max-width:76px;max-height:30px;transition:filter var(--transition), opacity var(--transition)}.static-item:hover .logo-image,.marquee-item:hover .logo-image{filter:grayscale(0);opacity:1}@media (width<=900px){.logo-line{max-width:none}}.insurance-data-section{padding:var(--section-space) var(--page-gutter);background:#fff}.insurance-data-panel{max-width:var(--content-width);margin:0 auto}.insurance-data-intro{text-align:center;max-width:760px;margin:0 auto clamp(2.5rem,5vw,4rem)}.insurance-data-eyebrow{color:var(--blue-dark);letter-spacing:.16em;text-transform:uppercase;margin:0;font-size:.73rem;font-weight:800}.insurance-data-intro h2{margin:.6rem 0 0;font-size:clamp(2rem,4vw,3.4rem)}.insurance-data-intro>p:not(.insurance-data-eyebrow):not(.insurance-data-status){color:var(--text-muted);margin:1rem 0 0;line-height:1.8}.insurance-data-source-intro{color:#566774;flex-wrap:wrap;justify-content:center;gap:.45rem;margin-top:1rem;font-size:.75rem;display:flex}.insurance-data-source-intro a{color:var(--blue-dark);text-underline-offset:2px;font-weight:700;text-decoration:underline}.insurance-data-status{color:#566774;margin:.65rem 0 0;font-size:.74rem}.insurance-data-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:1.1rem;display:grid}.insurance-metric-card{border:1px solid var(--border);border-radius:var(--radius-lg);background:var(--surface-soft);min-width:0;padding:clamp(1.4rem,3vw,2rem)}.metric-value{color:var(--blue-dark);font-family:var(--font-display);letter-spacing:-.04em;font-size:clamp(1.8rem,3vw,2.5rem);font-weight:800;display:block}.insurance-metric-card h3{font-family:var(--font-primary);letter-spacing:0;margin:1rem 0 0;font-size:.9rem}.insurance-metric-card p{color:var(--text-muted);margin:.55rem 0 0;font-size:.83rem;line-height:1.7}.insurance-data-chart-card{color:#fff;border-radius:var(--radius-xl);background:radial-gradient(circle at 90% 0%, #469cbe4d, transparent 30%), var(--navy);box-shadow:var(--shadow-md);margin-top:1.25rem;padding:clamp(1.5rem,4vw,3rem);position:relative;overflow:hidden}.chart-card-header{justify-content:space-between;align-items:flex-start;gap:2rem;margin-bottom:2rem;display:flex}.chart-eyebrow{color:#8fd0ed;letter-spacing:.14em;text-transform:uppercase;margin:0;font-size:.7rem;font-weight:800}.chart-card-header h3{color:#fff;margin:.5rem 0 0;font-size:clamp(1.3rem,2.5vw,2rem)}.chart-note{color:#fff9;text-align:right;max-width:300px;margin:0;font-size:.7rem;line-height:1.55}.chart-note a{color:#ffffffdb;text-decoration:underline}.chart-bars{gap:1.2rem;display:grid}.chart-bar-row{grid-template-columns:minmax(150px,.75fr) minmax(180px,1.5fr) 75px;align-items:center;gap:1rem;display:grid}.chart-label,.chart-bar-value{font-size:.78rem;font-weight:700}.chart-label{color:#ffffffbf}.chart-bar-track{background:#ffffff1f;border-radius:999px;height:.62rem;overflow:hidden}.chart-bar-fill{border-radius:inherit;height:100%}.chart-bar-value{color:#fff;text-align:right}@media (width<=820px){.insurance-data-grid{grid-template-columns:1fr}.chart-card-header{flex-direction:column}.chart-note{text-align:left;max-width:100%}}@media (width<=600px){.insurance-data-chart-card{border-radius:var(--radius-lg)}.chart-bar-row{grid-template-columns:1fr auto;gap:.55rem 1rem}.chart-bar-track{grid-area:2/1/auto/-1}}.consultation-cta{padding:var(--section-space) var(--page-gutter);background:var(--surface-soft)}.consultation-cta__inner{max-width:var(--content-width);color:#fff;border-radius:var(--radius-xl);box-shadow:var(--shadow-lg);background:radial-gradient(circle at 88% 18%,#5aaacf52,#0000 30%),linear-gradient(135deg,#0b2440 0%,#0e3f62 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(width<=520px){.consultation-cta__inner{border-radius:var(--radius-lg)}.consultation-cta__actions,.consultation-cta__actions .button{width:100%}}.contact-page{padding:var(--section-space) var(--page-gutter);background:radial-gradient(circle at 12% 12%, #62b7d526, transparent 24%), var(--surface-soft)}.contact-intro{max-width:var(--reading-width);text-align:center;margin:0 auto clamp(2.5rem,6vw,4.5rem)}.contact-intro h1{margin:.7rem 0 0;font-size:clamp(2.8rem,6vw,5rem)}.contact-intro>p:last-child{color:var(--text-muted);margin:1rem 0 0;font-size:1.05rem;line-height:1.8}.contact-options,.contact-form-panel{max-width:980px;margin-inline:auto}.contact-options{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem;margin-bottom:1.25rem;display:grid}.contact-option-card{border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);background:#fff;padding:clamp(1.4rem,3vw,2rem)}.contact-option-icon{width:3rem;height:3rem;color:var(--blue-dark);background:var(--surface-blue);border-radius:50%;place-items:center;display:grid}.contact-option-card h2{margin:1.2rem 0 0;font-size:1.25rem}.contact-option-card p{color:var(--text-muted);margin:.65rem 0 0;line-height:1.7}.contact-option-card a{color:var(--blue-dark);margin-top:.9rem;font-weight:750;display:inline-block}.contact-form-panel{border:1px solid var(--border);border-radius:var(--radius-xl);box-shadow:var(--shadow-md);background:#fff;padding:clamp(1.5rem,4vw,3rem)}.contact-form-intro{max-width:700px;margin-bottom:2rem}.contact-form-intro h2{margin:0;font-size:clamp(1.6rem,3vw,2.25rem)}.contact-form-intro p{color:var(--text-muted);margin:.7rem 0 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.7rem;font-size:1.05rem;font-weight:750}.section-wrapper-hero>.img-section-container{border-radius:var(--radius-xl);height:min(42vw,460px);min-height:350px;box-shadow:var(--shadow-md);overflow:hidden}.img-section{object-fit:cover;width:100%;height:100%}.insurance-page.container{width:min(100% - (2 * var(--page-gutter)), var(--content-width));padding:var(--section-space) 0;color:var(--text);text-align:left;margin:0 auto;line-height:1.82}.insurance-page.container>h1:first-child{max-width:850px;margin-bottom:2rem;font-size:clamp(2.5rem,5vw,4.4rem)}.insurance-section{min-width:0}.insurance-section>p,.section-text-wrapper p,.column>p{color:var(--text-muted)}.section-title{margin:0 0 1.25rem;font-size:clamp(1.9rem,4vw,3rem)}.section-title.divider{border-top:1px solid var(--border);margin-top:clamp(4rem,8vw,7rem);padding-top:clamp(2.5rem,5vw,4rem)}.subsection-title,.column-title{letter-spacing:-.025em;margin:0 0 1rem;font-size:clamp(1.25rem,2.4vw,1.65rem)}.subsection-title.centered{text-align:center;margin:clamp(3rem,6vw,5rem) 0 1.5rem}.subsection-title.h4,.h4{text-align:left;margin-top:2rem;font-size:1.08rem}.h5{margin:0 0 .6rem;font-size:.98rem}.subsection-wrapper{border:1px solid var(--border);border-radius:var(--radius-lg);background:var(--surface-soft);grid-template-columns:minmax(0,1.3fr) minmax(160px,.45fr);align-items:center;gap:2rem;margin:clamp(2.5rem,5vw,4rem) 0;padding:clamp(1.5rem,4vw,2.6rem);display:grid}.subsection-wrapper>div:first-child{min-width:0}.img-section-container-1{border-radius:var(--radius-md);justify-self:end;width:100%;max-width:240px;overflow:hidden}.section-wrapper{grid-template-columns:minmax(0,1.2fr) minmax(280px,.8fr);align-items:stretch;gap:clamp(2rem,5vw,4rem);margin:1.5rem 0 3rem;display:grid}.section-text-wrapper{align-self:center;min-width:0}.section-wrapper>.img-section-container{border-radius:var(--radius-lg);min-height:340px;box-shadow:var(--shadow-sm);overflow:hidden}.section-collumn{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem;display:grid}.column,.wrapper-oc{border:1px solid var(--border);border-radius:var(--radius-lg);min-width:0;box-shadow:var(--shadow-sm);text-align:left;background:#fff;padding:clamp(1.4rem,3vw,2.3rem)}.wrapper-oc .column{box-shadow:none;border:0;padding:0}.table-column{grid-template-columns:repeat(2,minmax(0,1fr));gap:.8rem;margin:1.5rem 0;display:grid}.table-wrapper{border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface-soft);padding:1.1rem}.table-wrapper p{color:var(--text-muted);margin:0;font-size:.9rem}.info-list,.info-check,.info-check-old,.list-arab,.list-roman{margin:1rem 0;padding:0;list-style:none}.info-list>li,.info-check>li,.info-check-old>li,.list-arab>li,.list-roman>li{color:var(--text-muted);margin:.55rem 0;padding-left:1.65rem;line-height:1.7;position:relative}.info-list>li:before{content:"";background:var(--blue);border-radius:50%;width:.35rem;height:.35rem;position:absolute;top:.72rem;left:.15rem}.info-check>li:before,.info-check-old>li:before{content:"✓";color:var(--teal);font-weight:850;position:absolute;left:0}.list-arab{counter-reset:item}.list-arab>li{counter-increment:item}.list-arab>li:before{content:counter(item) ".";color:var(--blue-dark);font-weight:750;position:absolute;left:0}.info-check ul,.list-arab ul{margin-top:.65rem}.extra-section{padding:var(--section-space) var(--page-gutter);background:var(--surface-soft);border-block:1px solid var(--border)}.extra-section>.section-title{max-width:var(--content-width);text-align:center;margin-inline:auto}.toggles-wrapper{border:1px solid var(--border);border-radius:var(--radius-lg);max-width:860px;box-shadow:var(--shadow-sm);background:#fff;margin:2.5rem auto 0;overflow:hidden}.toggle-description-container{border-bottom:1px solid var(--border)}.toggle-description-container:last-child{border-bottom:0}.toggle-header{width:100%;min-height:4.6rem;color:var(--navy);cursor:pointer;text-align:left;background:#fff;border:0;justify-content:space-between;align-items:center;gap:1rem;padding:1rem 1.3rem;display:flex}.toggle-header:hover{background:var(--surface-soft)}.toggle-title{font-family:var(--font-display);letter-spacing:-.015em;font-size:1rem;font-weight:750}.toggle-icon{width:2rem;height:2rem;color:var(--blue-dark);background:var(--surface-blue);transition:transform var(--transition);border-radius:50%;flex:none;place-items:center;display:grid}.toggle-icon--open{transform:rotate(180deg)}.toggle-content{overflow:hidden}.toggle-content__inner{color:var(--text-muted);padding:0 1.3rem 1.4rem}.toggle-content__inner>:last-child{margin-bottom:0}.newcommer{border:1px solid var(--border);border-radius:var(--radius-lg);max-width:900px;box-shadow:var(--shadow-sm);background:#fff;margin:0 auto;padding:clamp(1.5rem,4vw,3rem)}.newcomer-page>h1{text-align:center;max-width:920px;margin-inline:auto}.newcomer-title{margin:2.2rem 0 1.25rem;font-size:clamp(1.55rem,3vw,2.2rem)}.newcomer-alert{margin:0}.documents-list{grid-template-columns:repeat(2,minmax(0,1fr));gap:.85rem;margin:0;padding:0;list-style:none;display:grid}.documents-list>li{border:1px solid var(--border);border-radius:var(--radius-md);background:var(--surface-soft);min-width:0;padding:1.2rem}.documents-list>li:first-child{grid-row:span 3}.documents-list strong{color:var(--navy);font-family:var(--font-display);font-size:1rem;display:block}.documents-list p{color:var(--text-muted);margin:.7rem 0 0;font-size:.9rem;line-height:1.7}.newcommer .indent-swiss{color:var(--text-muted);margin:1.4rem 0 0}.newcommer .text-center{margin-top:2rem}.newcommer .bgcolor{color:var(--navy);border-left:4px solid var(--blue);border-radius:0 var(--radius-sm) var(--radius-sm) 0;background:var(--surface-blue);margin:0;padding:1.2rem}.oc-covers{color:var(--teal);margin:-.25rem 0 .8rem 1.65rem;font-size:.84rem;font-style:italic}@media (width<=850px){.section-wrapper-hero,.section-wrapper,.section-collumn{grid-template-columns:1fr}.section-wrapper-hero{gap:2.5rem}.section-wrapper-hero>.img-section-container{height:min(75vw,480px);min-height:300px}.section-wrapper>.img-section-container{order:-1;min-height:300px}.subsection-wrapper{grid-template-columns:1fr}.img-section-container-1{justify-self:start;max-width:180px}}@media (width<=560px){.section-wrapper-hero{min-height:auto;padding-block:3.5rem}.section-wrapper-hero>.img-section-container{border-radius:var(--radius-lg);min-height:250px}.table-column{grid-template-columns:1fr}.column,.wrapper-oc{border-radius:var(--radius-md)}.info-list>li,.info-check>li,.info-check-old>li,.list-arab>li,.list-roman>li{padding-left:1.4rem}.documents-list{grid-template-columns:1fr}.documents-list>li:first-child{grid-row:auto}}